Driven by its commitment to women’s empowerment and inclusive development, Rowwad Foundation delivers specialized financing solutions aimed at enhancing women’s participation in economic and social progress.
First: "FURSATI" Program
Key Features
- Financing facilities of up to USD 8,000.
- Competitive interest rate.
- Flexible collateral requirements and terms.
- Convenient repayment period.
- Fast-track financing approval procedures.
Types of Financing
- Commercial Financing (Conventional)
- Islamic Financing
Financing Eligibility Requirements
- Borrower's valid ID.
- Experience in small business management and operations.
- Existing project for development or a new project supported by a feasible business plan.
- Fulfilment of the applicable terms and conditions of the PBI's credit policy.
Collateral / Guarantees
Rowwad accepts a diversified range of collateral and guarantee instruments, subject to the borrower’s repayment capacity, including but not limited to:
- Post-dated cheques / monthly promissory instalments aligned with the financing/loan repayment schedule (As per Rowwad’s policy).
- Financing / loan agreement.
- Duly executed promissory note (debt instrument).
- Personal guarantees (sureties).
- Gold pledge as collateral security.
- Any other acceptable forms of collateral.
Second: "Housewives" Program
Key Features
- Financing of up to USD 2,000.
- Competitive interest rates.
- Flexible collateral requirements and terms.
- Convenient repayment period.
- Fast-track financing approval procedures.
Types of Financing
- Commercial Financing (Conventional)
- Islamic Financing
Financing Eligibility Requirements
- Borrower's valid ID.
- The project must be operational (existing).
- Fulfilment of the applicable terms and conditions of the PBI's credit policy.
Collateral / Guarantees
Rowwad accepts a diversified range of collateral and guarantee instruments, subject to the borrower’s repayment capacity, including but not limited to:
- Post-dated cheques / monthly promissory instalments aligned with the financing/loan repayment schedule (As per Rowwad’s policy).
- Financing / loan agreement.
- Duly executed promissory note (debt instrument).
- Personal guarantees (sureties).
- Gold pledge as collateral security.
- Any other acceptable forms of collateral.
